Wednesday, February 04, 2009

Cards vs Cash!


I went to cafe coffee day the other day with a friend of mine.I love CCD, helps me in practicing multitasking. The stepup they have over helps u in improving this trait of yrs. You can have a cup of coffee,watch the plasma TV,listen to worldspace radio and watch what yr friend or other people are doing inside the cafe, all at the same time.



So as usual I was enjoying my cup of Kapi nirvana and listening to what my friend had to say.Had a nice time and then it was time to leave the place.I called the waitress and asked her for the bill.Moments later she brought the bill . I took the debit card from my wallet and placed it inside little black book or file that was used to bring the bill. She noticed that I wanted to pay through the card and came near me and spoke it the most polite manner "sorry sir! we have a problem with the machine! yr card wont work" If it wasnt for her voice I would have passed sarcastic comments abt how they always have a problem with that machine.I didnt have enough cash and asked my friend to pay the bill for now.I ll settle the amount once we reach an ATM.She paid the bill but was annoyed with me.I knew the reason but I felt it was better not to start the arguement about it.But she could nt control her feeling and came out with it-

She:-"why do u never carry cash along with u"
Me:-"What i do have 200 bucks cash and my debit card"
She:-"No! i dont wanna hear about yr debit card and the various offers associated with it.i am asking abt cash"
Me:-"well u wont understand"
She:-"understand what?"
Me:-"Ok! Ok! ceasefire! ceasefire! I will carry cash along with me"

Well this is a editted account of the arguement we had that day!


I just dont understand why some people feel proud to carry cash along with them and not feel the same way about a debit card! Do they feel superior when they get to sport a bundle of 100 or 500 rupee notes...Is it a feeling of superiority or safety.I dont understand what it is?They feel as if they are unwanted in a shop if they wish to pay through a debit or credit card.They ll behave with the shopkeeper as if the card is a note from the bank that says "excuse me shopkeeper! This person isnt carrying enough cash.please let him/her take what ever he/she wants.We ll pay u back in some time.We regret for the inconvenience caused!" They remind me of the school days when after a conflict or some other problem we were allowed inside the class only after we showed the teacher a written note from our parents that said something like"please allow our son/daughter inside the class.We assure u that this kind of behaviour wont be repeated again."

Well there are still a lot many shops that dont accept cards but then we can always plan our trip.We have ATM machines almost everywhere.And then facilties like freedom banking and etc make it easier for us to withdraw cash from any ATM machine.Now what is more safe and easy? Cards or cash?

P.S:-I dedicate this blogpost to a person who has a habit of carrying a handbag thats somehow related to a swiss army knife(cousins I guess) A purse that contains almost everything that can be used,but more things that are usually never used.

11 comments:

Nishanth said...

Even i have felt the same...Wats the big deal in carryin a truck load of cash anyways...

akd said...

plastic money dominating over paper money !!!!!

Anonymous said...

I dont think carrying too much cash on person is a good idea, if you get robbed not a good thing at least you can cancel your cards and you have nothing to loose.Maybe you should pose this side of the arguement to your friend.

PSYCHO said...

here are my wallet's content at this instant:

Cash - 5 bucks
Pieces of papers - 9867453
Debit Cards - 2
Credit cards - 3
Visiting cards - Have hired KPMG for the audit

Anonymous said...

even i carry cards..

PhilO♥ said...

Hi!!
Thanks for viewing my blog :)
Come back again :)
Will be glad :)
I love going to ccds. I love tropical iceberg and chocolate fantasy :) Yum! I don't have a debit card yet. too small. so, have to take cash na. that also my money gets over so fast that my walets always empty :( hehe!
Take Care :)

Anonymous said...

CCD ... tropical iceberg ki yaad aa gai !! neway .. even i dnt carry more than 400 bucks .. n always pray that the shops accept cards !! nice postt :)

CRD said...

miyaan, plastic money is a really dangerous thing.

look what it did to USA :P

Cheers
CRD

SWATZ said...

lol... I loved this post... waise be it cash or card both r dangerous..!!! both instil the habit of spending! and you tend to be so materialistic... :D

Sorcerer said...

Wallet with a swiss army knife

dude you rwak

Mads said...

i dont have any cards :(( so cash all the way...
but i never understood why so many shops dont have cards ke liye that dabba.....n many times iv seen at ccd they dont accept it coz the thing doesnt work. even westside. guess it is a wiser option to carry cash, looking at the irresponsible shops :-s
cool post..hatke che :-w

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